by Jason Boone | Sep 7, 2017 | Mortgage Loan, Mortgages
In the aftermath of the housing bubble, there was a common perception that mortgages were impossible to obtain, that banks didn’t want to make home loans. Based on a recent publication from Oregon Community Credit Union on the home mortgage environment, that...
by Jason Boone | Aug 1, 2017 | Bend Oregon Real Estate, Home Buying, Mortgage Interest Rates, Mortgage Loan, Mortgages
Even though interest rates for traditional 30-year mortgages are near the lowest on record, some home buyers in Bend, Oregon, take on adjustable-rate mortgages, or ARMs. These loans start, for a predetermined time, with an interest rate even lower than that of a...
by Jason Boone | Mar 24, 2017 | Home Buying Tips, Mortgage Loan, Mortgages
If you’re in the market to buy a home, you’re probably in the market for a mortgage, as well. Here are some suggestions on choosing a lender. Know your options for obtaining a mortgage. You’re not limited to a bank with nationwide branches or one of the big online...
by Jason Boone | Mar 2, 2017 | Buying a home, Mortgage Interest Rates, Mortgage Loan, Mortgages
By Jason Boone Even as the housing market rebounded from the depths of the recession, big banks largely stood on the sideline. They watched as nonbank institutions — companies that only make loans and don’t offer traditional banking services such as savings and...
by Jason Boone | Jul 1, 2016 | Bend Oregon Real Estate, Mortgage Interest Rates, Mortgages
By Jason Boone Voters in Great Britain helped make home ownership more affordable for buyers in the United States. The effect isn’t huge, but it’s there. The late-June “Brexit” referendum, which came down on the side of Britain leaving the European Union, had an...