Each year, relocation within or to Bend, Oregon is on a lot of people’s minds. Unfortunately, some buyers face remorse if they don’t know the pitfalls and mistakes to avoid. Here is a handy guide to help make your experience the best possible.

1. Making an offer on a home without being pre-qualified.

Prequalification will make your life easier, so take time to speak with a lender. Their specific questions in regard to income, debt, etc. will help you determine the price range you can afford. It is an important step on the path to home ownership.

2. Not having a home inspection done.

Trying to save money today can end up costing you tomorrow. A qualified home inspector will detect issues that many buyers can overlook.

3. Limiting your search to open houses, ads or the internet.

Many homes listed in magazines or on the Internet have already been sold. Your best course of action is to contact a Realtor®. They have up-to-date information that is unavailable to the general public and are the best resource to help you find the home you want.

4. Choosing a Broker that is not committed to you.

Making a connection with the right Realtor® is crucial. Choose a professional who is dedicated to serving your needs, before, during and after the sale.

5. Thinking there is only one perfect house out there.

Buying a home is a process of elimination, not selection. New properties arrive on the market daily, so be open to all possibilities. Ask your Realtor® for a comparative market analysis. This compares similar homes that have recently sold, or are still for sale.

6. Not considering long-term needs.

It is important to think ahead. Will the home suit your needs 3-5 years from now?

7. Not examining insurance issues.

Purchase adequate insurance. Advice from an insurance agent can provide you with answers to any concerns you may have.

8. Not buying a home protection plan.

A home protection plan is essentially a mini insurance policy that usually lasts one year from the close of escrow. It usually covers basic repairs you may encounter and can be purchased for a nominal fee. Talk to your agent to help you find the protection plan you need.

9. Not knowing total costs involved.

Early in the buying process, ask your Realtor® or lender for an estimate of closing costs. Title company and attorney fees should be considered. Pre-pay responsibilities such as Homeowner Association Fees and insurance must also be taken into account. Remember to examine your settlement statement prior to closing.

10. Not following through on due diligence.

Buyers should make a list of any concerns they have relating to issues such as; crime rates, schools, power lines, neighbors, environmental conditions, etc. Ask the important questions before you make an offer on a home. Be diligent so that you can have confidence in your purchase.

Relocation in or to Bend, Oregon can be a rewarding experience if you avoid these ten buying mistakes. Remember, if you have any questions I am always just a phone call or email away.