by Jason Boone | Jun 11, 2014 | Mortgages
By Jason Boone As a home buyer you have a lot of decisions to make ahead of you and one of the biggest decisions is should you choose a 15-year mortgage or a 30-year mortgage? Although many people will tell you by default that a 30-year mortgage is always the best...
by Jason Boone | May 14, 2014 | Mortgages
If you’re planning on refinancing your home loan, or purchasing a new Bend Oregon Home, the good news for you is that 30-year fixed mortgage rates have continued to ease and we are now going into the second straight week where they have eased to their lowest level...
by Jason Boone | Apr 23, 2014 | Mortgage Loan, Mortgages
If you ask any Bend Oregon Realtor or Mortgage Broker they will tell you that the requirements for qualifying for a home loan in 2014 have changed but thankfully even though it may be more difficult to get a home loan in this day and age compared to 2006 for example...
by Jason Boone | Apr 16, 2014 | Mortgage Loan, Mortgages
In March of this year the mortgage bankers association released its weekly applications survey which shows that mortgage applications have declined by 54 percent in the last year. What’s the cause for the decline in mortgage applications? According to the mortgage...
by Jason Boone | Apr 2, 2014 | Bend Oregon Real Estate, Mortgages
Back in January 2014 the Qualified Mortgage Rule (QM) was put into place and it’s phase one of two rules from the Dodd-Frank Wall Street Reform and Consumer Protection Act that’s expected to strengthen the housing market and protect consumers. How Will It Protect...
by Jason Boone | Mar 3, 2014 | Mortgage Loan, Mortgages
It’s no surprise that with the improving economy almost every part of the Real Estate market is going up including mortgage payments. In a recent report from RealtyTrac we know that mortgage payments rose 21 percent in the fourth quarter of 2013 to $865, from $714 in...
